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"Mortgage Rates Hit 4.0% For First Time Since May 2019"

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February 11, 2022
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by Calculated Risk on 2/10/2022 09:17:00 PM

From Matthew Graham at Mortgage News Daily: Mortgage Rates Hit 4.0% For First Time Since May 2019

In case it wasn’t already clear based on the headline, the average is currently up to 4.02%. Keep in mind that is an average among top tier scenarios. It means that some lenders are quoting 3.625% and others are up to 4.375%. Adding any complexity to the scenario would mean a different rate. Also keep in mind that lenders are MUCH more widely stratified than normal, which is often the case when we’ve seen as much volatility as we have so far in 2022. [30 year fixed 4.02%]
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On COVID (focus on hospitalizations and deaths):

COVID MetricsNowWeek
AgoGoalPercent fully Vaccinated64.3%—>=70.0%1Fully Vaccinated (millions)213.4—>=2321New Cases per Day3215,418376,855<=5,0002Hospitalized399,535125,219<=3,0002Deaths per Day32,3132,458<=5021 Minimum to achieve “herd immunity” (estimated between 70% and 85%).
2my goals to stop daily posts,
37-day average for Cases, Currently Hospitalized, and Deaths
? Increasing 7-day average week-over-week for Cases, Hospitalized, and Deaths

? Goal met.

Click on graph for larger image.

This graph shows the daily (columns) and 7-day average (line) of positive tests reported.

New cases, hospitalizations and deaths are now declining.
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